Interest rates are dropping, what should we do to get the most out of our dollar? You may want to consider one of the following handbags:

Large Hobo Carrier — There is no doubt that this handbag is simply beautiful! The goldenrod butterscotch color is stunning and trendy.  The main zipper entrance is practical and convenient. Usually when you carry larger bags, you are more likely to fill your bags with more goodies. So wouldn’t it be terribly disappointing if you were to accidentally tip over your handbag and see all your VIP club cards, keys, snacks, and cosmetics fall towards the contaminated dirt ground?  Enough said though, this tote also has other benefits as well. The three easily accessible compartments snaps open with magnetic clasps enabling you to organize your belongings effortlessly. Price: $315

Tote Organizer — To tell you the truth, this bag is not practical at all. This type of bag is made for those unique individuals that just want to stand out from the crowd. This bag should be held either on the forearm or carried by hand. You would think such a large bag would come with a shoulder strap, but unfortunately this rebellious bag does not succumb to traditional ways. This bag is hot and a definite head-turner; however, it reminds us girls that beauty comes at a price. Price: $216

So start consolidating all your belongings and try investing in one of the bags above.